Layaway Program

Found an amazing item in our store, but don’t have the funds to take it home today? That’s okay! Put it on layaway.The Maxferd layaway program is an easy and affordable option when it comes to purchasing luxury goods. Break the payments up into monthly installments, with no extra expense! Better than buying on credit, there is no finance charge and no extra fees.

20% DOWN PAYMENT, 20% PER MONTH, 5 MONTHS TOTAL, NO INTEREST, NO FINANCE CHARGES.

What is a layaway program?

Layaway is an installment payment option that allows you to make payments for your purchase over time. While in layaway, your goods will be stored in our secured vault.

There are 4 basic steps:

  1. Come visit our store location in person to choose the special item(s) that you wish to purchase.
  2. Pay 20% of the total sales amount as a down payment.
  3. Remember to come visit at least once each month to make your payment. You can always pay more than 20%, and pick your item up early. Your convenience is important to us and we try to be flexible. If you are running late in your monthly payment just remember to stay in touch and keep us informed of your needs and we will work to accommodate you.
  4. When the total amount is paid in full, you can pick up the item(s) you purchased and take it home.

What are the Benefits of Layaway?

Interest-Free Buying

With Maxferd, layaway means no fees to pay, and no interest charged. Think about it – with absolutely no fees, layaway will cost far less than charging your holiday purchases to a credit card.

Get High-Demand Items Easily

Layaway is especially useful when you have to buy gifts during the holiday season- as great items usually sell out fast. Putting a valuable item on layaway means you can easily purchase it during the busiest time of the year.

More Options When it Comes to Buying

When you consider your Maxferd layaway option, it is a perfect alternative to using a credit card to pay for purchases in full.

Easy Acceptance Criteria

Our layaway program does not require an income or credit check before approval. The process for qualifying is simple – just submit proof of identification that shows you are a minimum 18 years of age, along with your 20% down payment.