Layaway Program

Found an amazing item in our store, but don’t have the funds to take it home today? The Maxferd layaway program is an easy and affordable option for purchasing luxury goods. We’ll break up the payments into monthly installments – allowing you to avoid the hassle of securing financing or the headache of high-interest credit cards.

What is a layaway program?

Layaway is an installment payment option that allows you to make payments for your purchase over time. While in layaway, your goods will be stored in our secured vault.

There are 4 basic steps:

  1. Come visit our store location in person to choose the special item(s) that you wish to purchase.
  2. Pay 20% of the total sales amount as a down payment.
  3. Remember to come visit at least once each month to make your payment. You can always pay more than 20%, and pick your item up early. Your convenience is important to us and we try to be flexible. If you are running late in your monthly payment just remember to stay in touch and keep us informed of your needs and we will work to accommodate you.
  4. When the total amount is paid in full, you can pick up the item(s) you purchased and take it home.

What are the Benefits of Layaway?

GUARANTEED PURCHASE PRICING

Every day, the value of precious metals like gold and silver can fluctuate. This means that the price of an item containing large amounts of these metals could change to reflect the current market conditions. With our layaway program, you can set aside gorgeous jewelry at a guaranteed purchase price. This means that, regardless of market conditions, your cost will stay the same! You’ll get the flexibility of paying for your jewelry over time, along with the security of guaranteed pricing.

Get High-Demand Items Easily

Layaway programs are especially useful when you need to buy gifts during the holiday season- as great items usually sell out fast. Putting a valuable item on layaway means you can easily purchase it during the busiest time of the year. You’ll make a small initial deposit on your item and we will set it aside for you in state-of-the-art secured storage. Once you have paid for your purchase in full, simply choose a convenient pickup time that works for your schedule and our staff would be happy to accommodate you.

More Options When it Comes to Buying

At Maxferd, our layaway program is a perfect alternative to using a credit card to pay for purchases in full. Instead, you can make payments with cash, credit, or debit cards. We can establish an automatic monthly payment system, so you’ll be able to sit back and relax – knowing that your item will soon be paid off.

Easy Acceptance Criteria

Our qualification process is simple – just submit proof of identification that shows you are a minimum of 18 years of age, along with your 20% down payment. The layaway program does not require an income or credit check before approval. This means that you won’t be limited by factors such as a low credit score or an inability to provide proof of income as an independent contractor.

Interest-Free Buying

With Maxferd, layaway means no fees to pay, and no interest charged. Think about it – with absolutely no fees, layaway will cost far less than charging your holiday purchases to a credit card.

TERMS OF THE LAYAWAY PROGRAM

When you make a purchase with our layaway program, we’ll work with you to select the perfect interest-free payment plan – allowing you to pay the balance in installments for up to five months. At this time, we will consider the price of your item to be ‘locked in’ and it will not fluctuate during your term period. We do not charge layaway fees and we require a 20% down payment. It is the responsibility of each purchaser to ensure that payments are made in a timely manner. Missed or late payments may incur additional fees.