Collateral Loans

Collateral loans are your best option if you want financial aid on a short-term basis. A lot of people are choosing this method because it is safe and secure.


Collateral loans are sometimes called ‘secured loans’ because you’re essentially borrowing against your property. In fact, home mortgages and auto financing are considered collateral loans because they are secured with real property. This lending strategy can make it possible to get approved for large loans without a cosigner and regardless of your credit history.


If you need cash quickly, stop and take a look at your assets before visiting a payday lender. Your belongings can provide assurance to your prospective lender that you will repay the loan as agreed. Many different items can be used as collateral, provided that their value matches or exceeds the loan amount that you’ve requested. Our clients often use jewelry, handbags, antiques, electronics, timepieces, and fine art as collateral for their loans. These items are safely secured in our state-of-the-art vault system, where they will receive 24/7 monitoring and protection.


When you request a loan, most financial institutions will use your credit score to determine key aspects of your contract. By contrast, collateral loans rely on the inherent value of your property to lower the lender’s risk. Offering your belongings as collateral can result in significantly lower interest rates than would otherwise be available.


Collateral loans make it quick and easy to get cash. Unlike bank lending, you don’t have to wait for days (or even weeks!) just to find out whether you’ve been approved. While other kinds of loans might require you to provide financial records and fill out numerous documents and forms, there are very few requirements with a collateral loan.

No Credit Score Requirement

While your credit score is not a perfect indicator of creditworthiness, it will dramatically impact your available interest rates. If you are going to lenders, then it is a guarantee that they will check your credit scores when reviewing loan applications. When you come to us for collateral loans, there is no such requirement. Even if you have a poor credit score, you can apply for this loan.


When it comes to the payback period, the time frame is significantly longer than that of other types of loans. Some companies are quite strict when it comes to auctioning away your collateral if you don’t pay the amount within the payback period. We offer a flexible and reasonable time frame for you to pay back your loan.

No Compromise on Lifestyle

It often happens that people have to scrape and struggle to give back the loan amount, which hampers their lifestyle. We understand that you have a life with your family, and we don’t want it to be negatively impacted in any way. Our terms and conditions are simple and will allow you to return the loan money without having to compromise the way you live whatsoever.

How Does It work?

Come in for a quick over the counter evaluation of your goods
Receive your verbal over the counter quote in minutes
Provide valid identification, i.e. driver’s license, ID card, or passport
Your loan is written, and your contract is printed for you to sign and keep
Your item is safely secured as you receive your payment in cash

Why us?

At Maxferd we are devoted to our clients, and prioritize providing excellent, courteous service. We are committed to paying you the fair dollar amount for your valuables, protecting your complete confidentiality, and always keeping your best interests in mind. We know how important your valuables are, whether family heirloom treasures or newly purchased luxuries, and we want you to feel comfortable here at our neighborhood shop. We will carefully evaluate your items and offer you a loan based on the item’s real resale value. You can rest assured that your valuables are vigilantly stored and protected while they are in our custody.