What is a Pawn?
What is the difference between selling your item or pawning your item?
What is the minimum and maximum amount of money I can borrow?
What is the interest rate for my loan?
What can I pawn or sell?
Precious metals & coins
Loose diamonds & precious gemstones
High end DLSR cameras & equipment
Lap tops and computers
How long do I have to pay off my loan?
You have 4 months and 10 days (8 month and 20 days on most jewelry pawns) to reclaim your items, or you can also renew your loan by simply paying the interest due to extend the loan for an additional loan period. We will always try to help in anyway we can.
Do I have to make my monthly payments?
No, there are no monthly payments. If you pawn an item with us, the amount is due when you redeem your items. You can utilize the whole term or redeem before the end of the term with no prepayment penalties.
What happens to my item if I decide not to pay back my loan?
You will lose the item, 87% of our customers reclaim their pawned items. Since we hate selling items of sentimental value, our financial department is always willing to work with you to give you more time.
Will defaulting on a loan affect my credit score?
We do not report people to credit agencies