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Guide to Pawning Your Luxury Watch in San Francisco

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201 Kearny St.
San Francisco, CA 94108
Corner of: Kearny / Sutter

Store hours

Monday-Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 5:30 PM

Contact Us

Phone: 415-915-7597

Maxferd’s San Francisco pawn shop is the best place to go if you are thinking of pawning your luxury watch in San Francisco!

Established in 1884, it is the oldest continually operated pawn shop in the continental United States. It has been called “the Tiffany of pawn shops” – an eloquent testimony to its reputation.

We understand how pawning your luxury watch to get a pawn shop loan so you can meet your financial obligations is not easy. But when life throws you a curveball, pawning your watch is one of the best ways of getting fast short-term financial relief. 

Our San Francisco pawn shop makes getting a collateral loan on your high-end watch a breeze. We aim to meet and exceed customer expectations based on our expert evaluation of the watch they want to pawn. And we keep the process as simple as possible.

Read on to learn:

  • Why our San Francisco pawn shop is the best place to pawn your designer watch.
  • How quick and easy it is to pawn your watch at our San Francisco pawn shop.
  • Tips on what you can do to get the best deal.

Why pawn your luxury watch at Maxferd?

Why Pawn Your Luxury Watch at Maxferd San Francisco?

The reasons for pawning your designer watch at our San Francisco pawn shop include:

1. Convenient Location

Our shop is conveniently located at 201 Kearny St. (corner of Kearny and Sutter). If you work or reside in San Francisco, it is the closest Maxferd pawn shop.

2. We Respect Your Privacy

Besides reporting transactions to law enforcement, as legally required, we won’t disclose your identity to other parties. Whatever your reasons for pawning your designer watch, nobody will know unless you tell them.

3. Safe From Scammers

There are many pawn shop myths. What most people might not realize is that pawn shops are one of the most regulated industries in the United States.

Maxferd San Francisco has been around for over 135 years, and we value our reputation as a highly ethical and respected pawn shop.

4. Free Evaluations

We have extensive experience dealing with designer watches and have in-house experts who know the ins and outs of the luxury watch market. We offer free evaluations on fine watches.

5. You Can Negotiate

We are more than willing to negotiate with you on the loan amount we can grant you. However, please understand that it’s based on the value of your designer watch. We will never pressure anyone to accept an offer. 

6. Fast Loan Application Process

You can get a collateral loan the same day you bring your luxury watch in for an evaluation. It typically takes us less than an hour to complete the process.

The 5-Step Process of Pawning Your Watch

Pawning your luxury watch at our San Francisco pawn shop requires five easy steps.

Step 1. Come in for a quick over-the-counter evaluation of your watch.

Step 2. Receive your verbal quote in minutes.

Step 3. Provide valid identification, i.e. driver’s license or ID card. We also need to take your thumbprint as required under CAPSS (California Pawn & SecondhandDealer System).

Step 4. Your loan is written, and your contract is printed for you to sign and keep.

Step 5. Your watch is safely secured as you receive payment in cash, by wire, or check.

– No credit check.

– Won’t be reported if you can’t repay your loan.

How Much Can You Borrow?

We base the value of your watch on its market value.

We establish the market value of your designer watch – the price at which it would sell in a competitive auction – before making you an offer. Understand that we cannot lend you the market value as we carry all the risk and need to protect our interests.

Factors that determine designer watch value include:

  • Demand 
  • Condition 
  • Completeness 
  • Precious metals and gemstones
  • Brand 

The top luxury watch brands include:

  • Rolex
  • Patek Philippe
  • Audemars Piguet
  • Glashutte Original
  • A. Lange & Söhne
  • Omega
  • Jaeger-LeCoultre (JLC)
  • IWC Schaffhausen
  • Breguet
  • Cartier
  • Vacheron Constantin
  • Piaget
  • Blancpain
  • Ulysse Nardin
  • Panerai
  • Girard-Perregaux
  • TAG Heuer

Tips for Pawning Your Watch in San Francisco

How to pawn your watch at Maxferd San Francisco

Here are our top tips on how you might get a bigger loan:

Clean Your Watch – A clean watch creates a better impression.

Replace Flat Battery – A watch that is not working, such as one with a flat battery, creates the impression that you do not care about it. It can be a potential red flag.

Include Accessories – If you have the original box and papers, such as the warranty and receipt, take them with you to the pawn shop.

Negotiate – Most pawn shops are willing to negotiate with customers.

Choose the Right Pawn Shop – Not all pawn shops specialize in luxury watches. Approach one that does.

Find Out What Your Watch Is Worth – Knowing the approximate value of your watch can help you prepare for what to expect. 

Two easy ways to help determine the value of your high-end watch are:

1. Sold Listings on eBay

Search for your watch and model on eBay. Find the “Show only” heading and tick the “Sold Items” block. It will show you recent sales and how much they fetched.

2. has a database with more than 29 million results of what items, including luxury watches, sold for on auctions all over the world.

Selling vs Pawning Your High-End Watch

Pawning your high-end watch makes sense if you are attached to it and want it back after repaying your loan. But if you no longer want it, sell it.

For more information, read our ultimate guide to selling your luxury watch to a pawn shop.

That’s a Wrap 

We trust you now have a good idea of:

  • Why Maxferd’s San Francisco pawn shop is an excellent choice if you want to pawn your luxury watch.
  • How the process of pawning your watch works.
  • What you can do to get the best deal.

Our San Francisco pawn shop has the experience and expertise to determine the value of high-end watches. And we have a solid 135+ years reputation!

If you have questions about a watch you want to pawn, or have evaluated, don’t hesitate to contact us. We look forward to being of service.