For Over 135 Years
#1 Trusted Pawn Shop in California
Maxferd’s History and Legacy
Maxferd Jewelry & Loan is the oldest pawnshop in the United States, beginning its journey in 1884 as “Maxferd Loan Office” near Market Street in downtown San Francisco.
Maxferd has a rich history as a pawnbroker, providing loans and pawning services to the community for over 135 years. The company prides itself on offering high-end, vintage, and fine art merchandise, including jewelry, precious metals, coins, gemstones, and diamonds, among other items. Maxferd is also licensed and experienced in collateral loans, personal loans, title loans, and lending money at competitive interest rates. The company’s extensive inventory, which includes a wide range of collectibles, ensures that customers can find exactly what they are looking for, while also saving money.
More Than Just a Pawn Shop
Maxferd Jewelry & Loan is more than just a pawnshop – it is a part of America’s rich history and a trusted lender that has been providing financial solutions to its community for generations.
Maxferd Jewelry and Loan has been providing individuals with quick and confidential cash loans for over 135 years. Our pawnshop has a vast selection of collateral options, including fine jewelry, high-end watches, and valuable collectibles, with some of the lowest interest rates in America.
At Maxferd, we understand that sometimes people need a little extra time to pay off their loans, which is why we offer a 4-month loan term on all items pawned with us. This loan term can be extended at any time to give you the flexibility you need. Additionally, for those pawning jewelry items worth less than $2500, we provide the option to “Rollover” the loan, extending the loan term by an additional 4 months without incurring any interest or principal payments. With this option, our customers can enjoy up to 8 months without making a payment.
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Frequently Asked Questions
Welcome to the Maxferd Jewelry & Loan FAQ section! Here, we provide comprehensive answers to your questions about our services, including collateral loans, valuables selling, and jewelry evaluations. Our goal is to educate you on how pawnshops like ours can assist you with financial needs and help you make informed decisions. Whether you’re in need of a loan, looking to sell your valuable items, or want to learn more about your jewelry’s value, our knowledgeable and experienced staff are here to help.
What kind of services do pawnshops offer?
Pawnshops provide a variety of services, including collateral loans, selling valuables, and jewelry evaluations. At Maxferd Jewelry & Loan, we offer quick and confidential cash loans on a range of items such as jewelry, watches, collectibles, and precious metals with the lowest interest rates in America. In addition to providing loans, we also purchase valuable merchandise in any condition and pay top dollar for it. Our knowledgeable and GIA trained gemologists are equipped to give real evaluations of your diamonds, estate jewelry, watches, and collectables, giving you information about their value.
How do pawnshop loans work?
Pawnshop loans work by providing customers with a quick, confidential, and cash loan on collateral items. At Maxferd Jewelry & Loan, we offer loans on a range of items such as jewelry, watches, collectibles, and precious metals. To receive a loan, customers must provide valid identification, such as a driver’s license, ID card, or passport. Once the item is evaluated, customers receive a loan amount based on its value, and the item is securely stored as collateral. Customers have the option to repay the loan, including interest and fees, to reclaim their item or let the loan term expire and forfeit their collateral to the pawnbroker.
What can I use as collateral for a pawnshop loan?
At Maxferd Jewelry & Loan, we offer loans on a wide range of collateral items, including jewelry, watches, collectibles, and precious metals. To be eligible for a loan, the item must have value, such as diamonds, gold, gemstones, coins, and fine art. The loan amount is based on the value of the collateral, and the item serves as security for the loan. If the customer is unable to repay the loan, the pawnbroker has the right to sell the collateral item to recoup their losses.
What is the process for obtaining a pawnshop loan?
The process for obtaining a pawnshop loan is relatively straightforward. First, customers must bring their collateral item to a pawnshop like Maxferd Jewelry & Loan for an over-the-counter evaluation. During the evaluation, customers provide valid identification, such as a driver’s license, ID card, or passport. Based on the value of the item, customers receive a loan offer, which they can either accept or decline. If the loan is accepted, the customer receives payment in cash, by wire, or check, and the collateral item is securely stored as collateral. The customer has the option to repay the loan, including interest and fees, to reclaim their item or let the loan term expire and forfeit their collateral to the pawnbroker.
If you want to know if this is the right time for you to get a pawnshop loan, check out our blog “How Pawn Loans Work & When You Should Get One”.
Can I sell my items to a pawnshop?
Yes, you can sell your items to a pawnshop like Maxferd Jewelry & Loan. We will buy valuable merchandise in any condition and pay top dollar for it. If you’re looking to sell items such as jewelry, watches, collectibles, or precious metals, our knowledgeable and experienced staff can help you get a fair price for your goods. During the selling process, customers receive a verbal over-the-counter quote within minutes, and they receive payment in cash, by wire, or check.
What is the interest rate for pawnshop loans?
The interest rate for pawnshop loans varies from pawnshop to pawnshop. At Maxferd Jewelry & Loan, we pride ourselves on offering the lowest interest rates in the country. Our goal is to provide a fair and affordable loan option for our customers. The interest rate is calculated based on the loan amount and the loan term, and it is disclosed to customers before they accept the loan offer. We encourage customers to compare our interest rates with other pawnshops in the area to see the value and benefits of doing business with us. It is important to remember that the interest rate for a pawnshop loan is higher than traditional bank loans because pawnshops offer quick and confidential loans without a credit check. Additionally, customers can avoid higher interest rates by paying off the loan and reclaiming their collateral before the loan term expires.
Visit us at Maxferd Jewelry & Loan today to experience our top-notch services for yourself. Whether you’re interested in obtaining a collateral loan, having your valuable items evaluated, or selling your valuables, our knowledgeable and experienced team is here to help.
Take advantage of our pawn shop services and visit us today!
The Tiffany's of Pawn Shops
At Maxferd Jewelry and Loans, we offer a wide range of services designed to help you get the most out of your valuable belongings. Whether you’re looking to sell your items or need a loan, we have you covered.
If you're curious about the value of your diamonds, estate jewelry, watches, or collectables, our knowledgeable, GIA-trained gemologists are here to help. Our team will provide you with a real evaluation, giving you the information you need to make informed decisions about your valuable items.
Are you in need of quick and confidential cash? Look no further than our pawn shop! We offer quick and confidential loans on a variety of collateral, including jewelry, watches, and collectables. Our loans come with some of the lowest interest rates in the country, so you can get the money you need without breaking the bank
SELL YOUR VALUABLES
AT OUR PAWN STORE
If you're looking to sell your valuable merchandise, we will buy it in just about any condition and pay top dollar for it. Whether you're looking to downsize your collection, upgrade to newer pieces, or simply need to make some extra cash, we can help. Our team is experienced in appraising a wide range of valuable items, and we are always ready to make you a fair offer.
Maxferd Jewelry and Loans is your go-to pawn shop for all your jewelry needs. Whether you’re in search of a trusted pawn store to evaluate your diamonds, estate jewelry, watches, or collectables, or looking to sell or loan your valuables, we’ve got you covered. Our team of knowledgeable and GIA-trained gemologists will provide you with real evaluations and fair offers, while our commitment to customer service ensures that your items are in safe hands. So why wait?